Ladies, let's face it we are experiencing a shift in the atmosphere! How are you handling this roller coaster we are on? I am talking with many people, and hearing the same story over and over again. If you still have a job, I would start living like you might get a pink slip. Only spend what you need to spend. Unfortunately, many of us have been living in the land of milk and honey, and enjoying life without thinking about it. Now, it's time to do something different. Start paying attention to the way you are living. I have found in these times if I don't go out to eat as often, stay out of my favorite retail store, at the end of one paycheck I have some money left. I then take that money, and move it to my savings, and start over with the next paycheck. By doing that, I am building my savings in the event of an emergency, like losing a job abruptly. You don't want to get caught off guard, and then have to try and figure out what to do. I have noticed an increase in my electric bill this past month, the food has gone up and if you aren't prepared for the shift, it's going to be hard to make it. I don't want to scare anyone, I just want you to be wise, if you make changes now, you will be ahead of the game. If you don't lose your job, at least you will feel good about seeing your savings grow.
Another thing, if your job have a hiring freeze, or people being let go for the slightest thing don't think it will never happen to you. In this climate, nothing is secure, and you have to live, shift, and roll with it! Good luck, I know you are a wise woman and you will be alright!
